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With payday loans now being offered online, at banks and s, people are more confused as to where to turn to obtain fast cash. Normally, a bank offers a sense of security and trust which is not found with just any payday loan lender. s fall right into place behind banks. Their smaller size and member run organizations attracts those looking for financial help. With all the bad publicity brought upon the payday loan industry, it is no wonder why customers are turning to the banking institutions and s for help.