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Young adults are being bombarded with warnings. Avoid a cash advance, don't use credit cards, limit student loans but build your credit to help assist future finances. We all know that eventually car loans and/or a home mortgage will come around. In order to have good credit, we have to have credit and then manage it wisely.
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Recently, the payday loan industry has been scrutinized for unsavory practices, which may lead some people wonder why anyone uses these services at all. With so much negative press condemning the industry, it makes it hard for those who have never used such services to understand how lenders are keeping their businesses alive. Is the payday loan industry surviving the media onslaught or are their services becoming obsolete?