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I may understand the pros and cons of a cash advance better than some people, but one thing I would hope that everyone would know is that one of these short-term loans is not an answer to extra spending. It's not that I think of myself as climbing up on a soap box in order to preach to people about finances, but... some things need a response.
Many opt to acquire payday loans mainly because it is fast and easy that the approval could only take 24hrs or less and you can receive the money the following day after your application. Although you can borrow considerable amounts, short term payday loans shouldn't be used for redundant spending.
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