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The FDIC (Federal Deposit Insurance Corpon) has implemented a program that encourages banks to offer small dollar loans, comparable to payday loans, but is finding that the program hasn't been all that successful. It seems that banks just can't compete with payday loan lenders as far as cost and ease are concerned.
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A double-dip recession - we are all, still suffering from the crippling financial effects of the UK's dire financial straits - there seems no end in sight. For most people, dealing with hard financial decisions, trying to make ends meet and attempting to make our earnings go further and further is an uphill struggle. It seems that no matter how hard Brits work, at the moment, there is not light at the end of this dark financially strapped tunnel.
We are all facing some sort of money problems. In life, this is a real situation that bothers families. However there are also some solutions for such dilemmas.
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